Whether you are buying a new home or just shopping your insurance for better coverage or premium, it helps to be prepared when you start calling insurance agents.
We at ehomeinsurance will gather all the information an insurance agent will need before calling around for rates.
We will also provide you with the important questions you should ask the agent
The questions agents ask have 3 primary purposes. First, there are underwriting questions. This is information the company requires so that they can determine if they are willing to insure your home. Some questions affect your premium. Your answer can increase or reduce your premium.
Second, they ask questions to be sure you are properly insured. The more time they spend in this question/answer process, the better. It’s how they get to know you and your needs. You spend a lot of money on insurance. You don’t want any surprises when you file a claim.[/vc_column_text][/vc_column][/vc_row]